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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash caused by an 18 wheeler, the case may take longer to resolve than a typical car crash claim. This is because truck accidents can cause serious injuries. However, every truck accident is unique and there are numerous factors which affect the time it takes to reach a settlement. Here are a few of the most important things to consider. Insurance claims Like all vehicles on the road 18 wheeler trucks are required to carry a minimum level of insurance. This is due to the fact that collisions with large trucks are more likely to result in serious injuries and property damage as compared to a typical car crash. In reality, these accidents often result in death and severe injuries. In light of this, it is essential that victims of these accidents submit a claim to receive the compensation they deserve. It can be difficult to find a policy that is able to meet all your requirements, even though coverage for 18 wheelers is a must. Depending on the nature of the cargo your trucks carry, you may need additional types of coverage. For instance, hazmat-related carriers may require as much as $5 million in liability insurance. Towing insurance or trailer exchange insurance and cargo insurance are all possible options. An experienced attorney can help you determine what type of coverage is required by your business. 18 wheeler accident settlement fremont or she will help you negotiate with insurance companies to ensure that your claim is resolved. In certain cases, insurance companies will attempt to decrease their liability by claiming comparative negligence. This can seriously devalue your claim. A lawyer can assist you to refute these claims and secure the highest amount of compensation that you are entitled to. A seasoned lawyer will ensure that you receive the amount needed to recover, regardless of how you were hurt in your accident. Settlements In most cases, a truck accident victim will receive a settlement offer well before a lawsuit is filed. The trucking company's insurance or legal team will offer this offer, which will usually be significantly less than what the victim deserves. The offer should not be accepted without first consulting an attorney for personal injuries. The value of the settlement depends on several variables, including the degree of injuries and the property damage. It also varies based on medical costs. Non-economic damages may also be considered, especially when you've been emotionally or physically traumatized by the incident. These losses are difficult to quantify and require an expert analysis. The determination of liability is a key factor that influences the final amount of compensation. If you can prove the accountable party violated traffic law or was negligent or caused the accident by other wrongful act, they will be held accountable for your losses. There are also legal defenses that restrict their liability, like the concept of comparative fault or contributory negligence. The owners of trucking companies can also be held accountable for accidents. This can happen when a driver operated the truck in poor condition, or the company did not maintain the vehicle. In addition, if cargo was improperly loaded or a component of the truck was defective, the shipping company and the cargo loading company could be held responsible. Filing a lawsuit If the insurance company is unable to provide a fair settlement or offer a fair settlement, you may be left with no choice but to start a lawsuit. This could prolong the time to a settlement but could also lead to a higher award of damages. A lawyer for a truck accident is your best option, whether you choose to settle or go to court. The insurance companies involved in this situation are likely to attempt to undercut you which is why you need a lawyer who can protect your interests. A Lafayette truck accident lawyer will review your accident, calculate the amount of your damages and ensure that you receive the maximum damages for your injuries. In the majority of 18-wheeler accidents there are a variety of people who are accountable. If the driver of the truck was under the impaired by alcohol or in violation of the rules regarding hours of service, and his or her employer could be held accountable. A manufacturer of a car component or repair shop could also be held liable in the event that the component was defective and the reason for the accident. Additionally, cargo loading or shipping companies can be held liable for accidents that affect their trucks. The trucks are required to be loaded and transported in a safe way to avoid them tipping or jackknifing. Therefore, these companies must follow strict safety rules. You may also be able to recover non-economic damages like pain and discomfort. Trial Negotiations with the insurance company are often used to settle most truck accident cases. A fair settlement should cover all of your medical costs including treatment and medical expenses and any other losses you have or will incur. Your lawyer can help you determine the potential future damages and also determine the possibility of punitive damages. The length of time it takes to get a full and final settlement depends on various factors, and a qualified attorney will be able to guide you through the procedure. The most important factor is the severity of your injuries, which will influence the amount of compensation you're entitled to. Certain injuries will only affect you for just a few months or weeks while others could have a lasting or long-lasting effects on your life. It can take a long time to determine fault, as it's not always apparent in 18 wheeler crashes. This is due to the possibility that there could be multiple responsible parties which include the driver of the truck and the company which employs them. In certain instances, there could be mechanical problems caused by the vehicle that result in the vehicle to crash. In this scenario, it may be necessary to hold the repair shop or manufacturer accountable for any damage. There are a myriad of variables that could affect the amount of an 18-wheeler settlement however, these types of cases tend to have higher settlements than those involving cars. This is due to the severity of the injuries and the damages that may be caused by these accidents.